Terms of Service

THE SERVICE, CONTENT, AND SITE ARE PROVIDED ON AN "AS IS" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Under no circumstances, shall AFIRS, be liable for any direct, indirect, incidental, special or consequential loss or damage (including without prejudice to the foregoing generality, any lost business opportunities, loss of profit or goodwill) that result from the use of, or the inability to use, AFIRS materials, services, third-party materials, products or services made available through AFIRS Organization, or any part of AFIRS services. The user specifically acknowledges and agrees that AFIRS is not liable for any defamatory, offensive, or illegal conduct of any user.

We reserve the right to change these Terms and Conditions and any other Terms and Conditions contained elsewhere on the Site at any time. It shall be your responsibility to check the Terms and Conditions regularly to ensure that you agree to any such amendments. If you do not agree to any changes which we have made, you should stop accessing the Site immediately.